Which foreign bank has the highest savings rate?

In Europe, Renault Bank, Inbank and Nordax bank offer high savings rates. Interest rates can vary from day to day, making it difficult to say which bank offers the highest interest rate today. In addition, with some banks you run a currency risk or you may not be able to access your savings for long periods of time. Are you considering other financial platforms in exchange for higher interest rates? With some large European p2p platforms, you can receive above 10 percent interest per year.

How can I open a savings account in another country?

Through Raisin Bank, you can easily open an account with many European banks. Both via desktop and an app on your mobile. You can also save abroad on p2p platforms. Please note: on some p2p platforms, you risk losing your deposit, and your money is only covered by the deposit guarantee scheme with an authorized bank from the European Union.

Posts by Dirkjan

Dirkjan Vis is the owner of Eurolutions, the company behind websites such as investmentplatforms.eu, crowdfundmarkt.nl, investeerders.nl, and several other titles.

Since 2002, Dirkjan has been active as an independent entrepreneur. Additionally, he is an investor and business angel. He also serves as a board member and secretary at BAN Nederland, the trade association for business angels.

On investmentplatforms.eu, he writes about the steps he has taken as a business angel and provides insights on making investment decisions via online platforms, whether in stocks, cryptocurrencies, real estate, or other investment opportunities.

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Dirkjan in a Dutch video about real estate investing

Best savings accounts in Europe

By Dirkjan - last updated on 2 April 2025.

Instead of opening a local savings account, online you can easily find higher interest rates at banks abroad. The differences between a local savings account, and a high yield savings account in another country are often significant. Brokers and p2p platforms often offer even higher rates, but there are some risks to watch out for.

Stock brokers in Europe

By Dirkjan - last updated on 17 October 2025.

Investing in the stock market is both exciting and intimidating, but choosing the right stock broker can make all the difference. By understanding the various types of brokers and their unique offerings, you will be better prepared to make the best investment decisions and maximize your returns.

Investing in agricultural land

By Dirkjan - last updated on 27 June 2025.

Investing in land can be profitable and offer long-term returns. The average farmland values in Europe continue to rise, making it an attractive investment. Property investments are also recession-proof, making them a good portfolio diversifier. After all, land stays in high demand as the global population keeps growing.

Crowdfunding platforms

By Dirkjan - last updated on 17 October 2025.

Crowdfunding is a popular way to invest in Europe. From loans and real estate to startup shares, there are many platforms to choose from. We reviewed and selected the best European crowdfunding platforms for investors looking for returns and diversification.

Peer-to-peer lending platforms

By Dirkjan - last updated on 16 October 2025.

Peer-to-peer lending is growing in popularity in Europe. Online P2P platforms make it easy to invest, and funding loans for businesses or other individuals can be quite profitable. Some of the best P2P websites in Europe offer returns that reach 10% of more.

Investing in bonds

By Dirkjan - last updated on 23 May 2025.

Bonds are a type of loan that you give to a company or a government. Investing in bonds is usually low risk and meant for the long term. The returns can still be good and are often better than keeping money in a savings account. After stocks, bonds are probably the most well-known type of investment.

Online trading platforms

By Dirkjan - last updated on 6 July 2025.

Do you want to trade stocks, bonds or other assets? The best trading platforms make it easy to start investing money in anything, including the international stock markets and cryptocurrency. These investment platforms are aimed at first-time investors and offer easy-to-use trading tools at a low cost.

Investing

By Dirkjan - last updated on 9 May 2026.

Investing is growing in popularity, as online investment platforms make it more easy and accessible. You can start investing with only small amounts. There are platforms to invest in almost anything, from stocks and bonds to real estate, business loans, peer-to-peer loans and crowdfunding projects.

Crowdfunding in Europe

By Dirkjan - last updated on 26 June 2025.

Crowdfunding is an important form of financing in Europe, both for businesses and individuals. For investors, crowdfunding projects can be an interesting way to earn a return on capital, although there are major regional differences and significant variation between platforms.